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(max-width:760px){.biz-grid{grid-template-columns:1fr}.org-chip{display:none}}.credit-band{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;background:var(--green-soft);border-radius:24px;padding:36px}.credit-band>div{max-width:640px}.credit-band .ico{width:48px;height:48px;border-radius:14px;background:var(--paper);color:var(--green);margin-bottom:14px}.credit-band h2{font-size:clamp(26px,3.4vw,36px);font-weight:800;letter-spacing:-.03em;margin-bottom:8px}.credit-band p{color:var(--ink-2)}.modal-back{position:fixed;inset:0;background:rgba(15,14,34,.5);display:grid;place-items:center;padding:20px;z-index:50;animation:fade .15s}.modal{background:var(--bg);border-radius:22px;width:min(560px,100%);max-height:calc(100dvh - 40px);overflow:auto;box-shadow:0 30px 80px -20px rgba(0,0,0,.5);animation:pop .18s}.modal-head{display:flex;justify-content:space-between;align-items:center;padding:22px 24px 0}.modal-head h2{font-size:24px;font-weight:800;letter-spacing:-.03em}.modal-body{padding:20px 24px 24px}.modal-foot{display:flex;gap:10px;justify-content:flex-end;margin-top:8px}@keyframes fade{0%{opacity:0}}@keyframes pop{0%{opacity:0;transform:translateY(8px) scale(.98)}}.toast{position:fixed;left:50%;bottom:calc(24px + env(safe-area-inset-bottom,0px));transform:translateX(-50%);background:var(--ink);color:var(--bg);padding:12px 18px;border-radius:12px;font-weight:500;z-index:60;box-shadow:var(--shadow);max-width:calc(100% - 32px);animation:pop .2s}.icon-btn{background:none;border:0;width:36px;height:36px;border-radius:10px;display:grid;place-items:center;cursor:pointer;color:var(--ink-2)}.icon-btn:hover{background:var(--surface);color:var(--ink)}@media (max-width:960px){.cards3{grid-template-columns:1fr 1fr}.hero .wrap{grid-template-columns:1fr}.stack{margin:8px auto 0}.steps{gap:28px}.auth,.split,.steps{grid-template-columns:1fr}.auth-art{display:none}.stats{grid-template-columns:repeat(2,minmax(0,1fr))}.grid2{grid-template-columns:1fr}.nav-links{display:none}}@media (max-width:760px){.appnav-in{height:64px;justify-content:space-between}.tabs{position:fixed;left:0;right:0;bottom:0;margin:0;display:grid;grid-template-columns:repeat(6,1fr);background:var(--bg);border-top:1px solid var(--line);padding:6px 6px calc(6px + env(safe-area-inset-bottom,0px));z-index:30}.tabs button{flex-direction:column;gap:2px;font-size:11px;padding:8px 2px;justify-content:center}.tabs .tab-profile{display:flex}.appnav-cta .profile-btn{display:none}.cards2,.cards3{grid-template-columns:1fr}.main{padding-bottom:110px}.item{grid-template-columns:auto minmax(0,1fr) auto}.item-actions{grid-column:2/-1;justify-content:flex-start}.ledger-row{grid-template-columns:1fr auto}.ledger-val{display:none}.cta-band{padding:36px 28px}.tiers{grid-template-columns:1fr}.tier{border-left:0;border-top:1px solid var(--line)}.tier:first-child{border-top:0}.kv{grid-template-columns:1fr;gap:2px}.kv dd{margin-bottom:10px}.bank-list{grid-template-columns:1fr}.nav-cta .btn-ghost{display:none}.otp input{width:44px;height:54px}.stub{padding:16px 18px 14px}.stack{height:430px}}@media (max-width:420px){.row2,.stats{grid-template-columns:1fr}}.admin-side nav a{display:flex;gap:10px;align-items:center;padding:9px 12px;border-radius:10px;color:inherit;text-decoration:none;font-weight:600;font-size:14px;opacity:.82}.admin-side nav a:hover{background:rgba(255,255,255,.08);opacity:1}.admin-side nav a[aria-current=page]{background:rgba(255,255,255,.14);opacity:1}.admin-side nav a em{margin-left:auto;font-style:normal;background:#EF4444;color:#fff;border-radius:999px;padding:0 7px;font-size:12px}.toast-host{position:fixed;bottom:24px;left:50%;transform:translateX(-50%);z-index:100;display:grid;grid-gap:8px;gap:8px}.toast-host .toast{position:static;transform:none}.muted{color:var(--muted)}.nowrap{white-space:nowrap}.filters{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:16px;align-items:end}.filters .field{margin:0}